Affiliate Disclosure

Affiliate Disclosure

Last updated: March 2026

Smart Money HQ is reader-supported. This page explains how we make money and how that affects the content we produce.

How We Earn Commission

Some links on this website are affiliate links. This means that if you click through to a product or service and take out a policy, apply for a product, or make a purchase, Smart Money HQ may receive a commission from the provider at no extra cost to you.

We are registered with affiliate networks including Awin and CJ Affiliate, and work with a range of UK financial providers across savings, credit cards, mortgages, loans, and investing.

Our Editorial Independence

We are committed to providing honest, unbiased, and accurate information. The fact that we may earn a commission never influences which products we feature, how we rank them, or the advice we give. Our editorial decisions are made independently of our commercial relationships.

We only feature products we believe offer genuine value to UK consumers. Products are ranked based on their features, rates, fees, and suitability — not on the commission they pay us.

FCA Disclaimer

Smart Money HQ is not regulated by the Financial Conduct Authority (FCA). The information on this website is for informational and educational purposes only and does not constitute financial advice. Always do your own research and, where appropriate, seek independent financial advice before making financial decisions.

Credit is subject to status. Your home may be repossessed if you do not keep up repayments on a mortgage.

Contact

If you have questions about our affiliate relationships, contact us at: hello@smartmoneyhq.co.uk